Employee Benefits » GISD Benefit Enrollment Information 19-20

GISD Benefit Enrollment Information 19-20

Gatesville ISD – Open Enrollment

 

Gatesville Independent School District’s Benefit PLAN YEAR is September 1st  through August 31st.  The ANNUAL ENROLLMENT will take place starting August 1st and end onAugust 23rd.  All benefit elections and changes must be made during this time period.  Representatives from Combined Benefits Group, our 3rd Party Benefits Administrator will be on site to assist employees with completing your enrollment.   Please refer to the enrollment schedule below. 

 

We encourage you to go online and select your benefits as soon as possible. Please don’t wait until the last minute to do this. It’s better to plan out your needs and weigh your options for the next year while relaxing at home, than to do so while getting ready for the new school year.

 

Click here to download the 2019 - 2020 Employee Benefit Guide

 

If you require assistance logging into the enrollment system please call 866.634.1057.  They will be able to assist you with getting into the system, however they will not be able to answer any benefit related questions.  If you do have benefit related questions, please call Combined Benefits Group at 800.749.6458.

 

 

 

Important Benefit Information

 

 

 

Hospital Indemnity Plan:

The current supplemental medical plan through American Public Life is being replace with a HSA Compatible Hospital Indemnity Plan through Aflac.  This will allow employees to participate in both a Health Savings Account and Supplemental Medical Plan.  Coverage is guaranteed issue for all employees with no pre-existing condition limitations.  If you are currently enrolled in the supplemental medical plan, you will automatically be enrolled in the new Hospital Indemnity plan.  We encourage you to walk through the enrollment system to view any cost changes.

Emergency Medical Transportation (New!):

Many American employers and employees believe that their health insurance policies cover most, if not all ambulance expenses. The truth is, they DO NOT!.  Even after insurance payments for emergency transportation, you could receive a bill up to $5,000 for ground ambulance and as high as $70,000 for air ambulance (Click Here for a case study). 

 

The financial burdens for medical transportation costs are very real.  MASA provides emergency medical transportation solutions by covering your out of pocket medical transport costs when your insurance falls short.  MASA prepares you for the unexpected and gives you the peace of mind to access vital emergency medical transportation no matter where you live for $14 per month to include:  Coverage for the entire family, no deductibles, no health questions and easy claims process.

 

 

Review your Elections & Make Changes

 

 

Benefit Elections:

 

Your benefit elections will become effective 9/1/2019 (Exception: elections requiring evidence of insurability, such as life insurance, may have a later effective date, if approved).  After the annual enrollment closes, benefit changes can only be made if you experience an IRS qualifying event (changes must be made within 30 days of the qualifying event).  IRS Qualifying Events include, but are not limited to: Change in Marital Status, Birth or Adoption of a Child, Death of a Dependent, Change of Employee’s or Spouse’s Employment, Entitlement to Medicare or Medicaid, FMLA Leave and COBRA Qualifying Event.  Should you have specific questions regarding certain circumstances, please contact Combined Benefits Group, our 3rd Party Benefit Administrator for approval of changes.

 

Enrollment Assistance Schedule:

 

Please refer to the following schedule for when Representatives from Combined Benefits Group will be on site from 8:00am – 4:00pm to provide an overview of our benefit program and changes that are taking place.  They will also be able to assist you questions and completing your enrollment. 

 

  • Friday, August 9th        8 – 4 pm (Technology Lab)
  • Monday, August 12th 8 – 4 pm  (Technology Lab)

 

Online Enrollment Instructions:

 

To log in, please visit www.mybenefitshub.com/GatesvilleISD then click on the LOGIN link on the homepage.

 

  • Username: First 6 letters of your last name, your first initial followed by the last 4 digits of your Social Security number.